Getting started
What Defera is, how it works and whether it fits your trip.
- What is Defera?
Defera lets you book a flight, or a flight and hotel, and pay for it over time. There’s no credit check and no interest, and your trip price is secured. - How Defera works, step by step
Find your trip, choose how to pay and book. Your payments are charged automatically, and your confirmation number comes once your trip is paid in full. - Defera Installments explained
Pay a deposit when you book, then the rest in automatic weekly or bi-weekly payments. It works on any fare on the airlines we support, and on Flight + Hotel trips. - Defera Zero explained
Book with nothing due today on refundable fares from select airlines, then pay in equal payments. Cancel up to 24 hours before departure for 75% back. - Installments or Defera Zero: which should I choose?
Defera Zero has nothing due today, on refundable fares from select airlines. Installments takes a deposit but works on any fare, and on Flight + Hotel trips. - Is there a credit check?
No. Defera never checks your credit: no score, and no hard or soft pull. We don’t report your payments to credit bureaus either, so it won’t build credit. - Who can book with Defera?
You don’t need good credit. You need a debit or credit card, and each traveler’s details as shown on their ID, plus passport details for international trips. - How far ahead do I need to book?
Book at least 22 days before departure, since closer dates can’t be booked. Deposits can be as low as 5% on trips more than 90 days away. - What am I paying for? Your price breakdown
Your trip total is the airfare plus taxes and Defera’s service fees, with no interest. The Price Breakdown at checkout lists every part of it before you book. - How your trip price is protected
Once your booking is approved, your trip price is secured. If airfares go up, yours doesn’t, as long as you stay in good standing on your payment plan. - Is Defera safe and legitimate?
Founded in 2024 in San Francisco, Defera encrypts your connection and never stores your complete card details. Our AI concierge answers 24/7. - Defera terms, explained
Plain-English meanings of the words you’ll see on Defera, from deposit, trip total and good standing to Defera Credit, Miles and your confirmation number.